Welcome to 4 Queens S.A. (referred to as “we,” “us,” or “the company”). By accessing or using our website or services, you agree to comply with and be bound by the following Terms of Service (the "Terms"). Please read these Terms carefully before using our services. If you do not agree with these Terms, you should not access or use our website or services.

By accessing or using the services provided by 4 Queens S.A., including but not limited to our website, products, services, or content (collectively, the "Services"), you agree to be bound by these Terms and any applicable policies, including our Privacy Policy. If you do not agree with these Terms, you must immediately cease using our Services.

You agree to use our Services in compliance with all applicable local, state, and national laws and regulations. You also agree not to use the Services for any unlawful, fraudulent, or harmful activities.

In order to access certain features of our Services, you may be required to create an account. When registering for an account, you agree to provide accurate, complete, and up-to-date information, and to keep your account details confidential. You are solely responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.

You agree not to:

• Engage in any activity that disrupts or interferes with the functioning of our Services or other users' access to the Services.
• Upload or transmit any harmful, defamatory, or offensive content.
• Use automated systems or software to extract data from our Services.
• Attempt to access or reverse engineer any part of our Services or content without authorization.

All content, materials, and intellectual property available on our website and through our Services, including but not limited to text, images, logos, graphics, and software, are the property of 4 Queens S.A. or our licensors. These materials are protected by copyright, trademark, and other intellectual property laws. You may not use, copy, reproduce, or distribute any of our content without our prior written consent, except as otherwise allowed under applicable law.

Your use of our Services is governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our Services, you consent to the collection and use of your personal data as described in the Privacy Policy.

If you purchase any products or services through our website, you agree to provide accurate and complete payment information. You are responsible for any applicable taxes or fees associated with your transactions.We reserve the right to modify our pricing at any time, but any changes will not affect orders that have already been processed.

Our Services may contain links to third-party websites, products, or services. These links are provided for convenience and informational purposes only. We do not control or endorse the content of these third-party websites and are not responsible for their privacy practices, terms of service, or content. Use of these third-party services is at your own risk.

Our Services are provided "as is" and "as available," without any warranties, representations, or guarantees, either express or implied, including but not limited to the accuracy, reliability, or availability of the Services. We do not guarantee that the Services will meet your requirements or operate without errors.

To the fullest extent permitted by applicable law, 4 Queens S.A. shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Services, including but not limited to loss of data, business interruption, or any other loss arising out of or in connection with these Terms or your use of the Services.

You agree to indemnify, defend, and hold harmless 4 Queens S.A., its officers, employees, agents, and affiliates from any claim, liability, loss, damage, or expense, including legal fees, arising out of or in connection with your use of the Services or any breach of these Terms.

We reserve the right to suspend or terminate your access to the Services at our discretion, without notice, for any reason, including but not limited to a violation of these Terms. Upon termination, your right to use the Services will immediately cease, and any content you have uploaded may be removed.

These Terms shall be governed by and construed in accordance with the laws of Panama. Any disputes arising out of or relating to these Terms shall be resolved through binding arbitration, conducted in Panama City, Panama, in accordance with the rules of the Panama Arbitration Center.

We reserve the right to modify or update these Terms at any time. We will post any changes on this page with an updated effective date. It is your responsibility to review these Terms periodically for any updates or changes. Your continued use of the Services after any modifications to these Terms constitutes your acceptance of those changes.

If you have any questions or concerns about these Terms, please contact us:

• Email: info@4queenspty.com
• Phone: +507 6230-9243
• Address: PH Financial Park, Panama City, Panama